0. Wise Platform APIs (Building Blocks Master - APR23)

Client Credentials

0. Client Credentials Token

Onboarding-Wise KYC-1a. New User-0. User Redirect

1. User Redirect

Onboarding-Wise KYC-1a. New User-1. User linking

1. Generate token from authorization code

Onboarding-Wise KYC-1b. New User w. Pre-fill-1. Creating a User

0. Generate Random GUID 1. Create User 2. Get User Tokens

Onboarding-Wise KYC-1b. New User w. Pre-fill-2. Creating Profiles-1. Personal Profile

1. Create personal profile 2. Create personal address

Onboarding-Wise KYC-1b. New User w. Pre-fill-2. Creating Profiles-2. Business Profile

4. Create Additional Business Profile 2. Create business directors 3. Create business UBOs

Onboarding-Wise KYC-1b. New User w. Pre-fill-3. Claim Account

1. Generate Claim Account Code

Onboarding-Wise KYC-1b. New User w. Pre-fill-4. Redirect to Authorization Page

1. Redirect User to Wise (Claim)

Onboarding-Wise KYC-1b. New User w. Pre-fill-5. User linking

1. Generate token from authorization code

Onboarding-Wise KYC-1b. New User w. Pre-fill-6. Update Profile Data-1. Personal profile

1. Open update window 2. Update profile (optional)3. Update address (optional)4. Close update window

Onboarding-Wise KYC-1b. New User w. Pre-fill-6. Update Profile Data-2. Business profile

1. Open update window 2. Update address (optional)3. Update business directors (optional)4. Add business directors (optional)5. Update business UBOs (optional)6. Add business UBOs (optional)7. Close update window

Onboarding-Wise KYC-2. Generate new token for returning user

1. Generate access token from refresh token

Onboarding-Partner KYC-User creation / details-1. Creating or Access Existing User-1a. Create New User & Authorization Token

1. Generate GUID for idempotency 2. Create User (Personal / Save Reg code)3. Get User Tokens (successful creation)

Onboarding-Partner KYC-User creation / details-1. Creating or Access Existing User-1b. Existing User Redirect

1. Existing User Redirect 2. Generate token from authorization code

Onboarding-Partner KYC-User creation / details-1. Creating or Access Existing User-1c. Generate new token for returning user

1. Generate access token from refresh token

Onboarding-Partner KYC-User creation / details-2. Create User Profiles-1. Check profile exists

Get profile list

Onboarding-Partner KYC-User creation / details-2. Create User Profiles-2. Personal Profile

1. Create personal profile 2. Upload verification document data 3. Create address

Onboarding-Partner KYC-User creation / details-2. Create User Profiles-3. Business Profile (Optional)

1. Create Business Profiles 2. Create business directors 3. Create business UBOs

Onboarding-Partner KYC-User creation / details-2. Create User Profiles-4. Update Profile Data-1. Personal profile

1. Open update window 2. Update profile (optional)3. Update address (optional)4. Close update window

Onboarding-Partner KYC-User creation / details-2. Create User Profiles-4. Update Profile Data-2. Business profile

1. Open update window 2. Update address (optional)3. Update business directors (optional)4. Add business directors (optional)5. Update business UBOs (optional)6. Add business UBOs (optional)7. Close update window

Onboarding-Partner KYC-User creation / details-3. Additional Customer Verification (when required)

Account Purpose (personal)Account Purpose (business)

Onboarding-Partner KYC-Simulate Profile Verification (SBX ONLY)

Verify All Profiles

Onboarding-1st Party / 3rd Party-Get Partner Access Token-0. User Redirect

1. User Redirect

Onboarding-1st Party / 3rd Party-Get Partner Access Token-1. User linking

1. Generate token from authorization code

Onboarding-1st Party / 3rd Party-Generate new token for returning user

1. Generate access token from refresh token

Send Money-1. Transfer Flow-1. Fetch user profiles

1. Get profile list 2. Check verification status 3. Get current user 4. Get user by id

Send Money-1. Transfer Flow-2. Create quote

1. Create Anonymous Quote 2. Create Quote

Send Money-1. Transfer Flow-3. Choose/create recipient-3a. Select Existing

1. Load accounts

Send Money-1. Transfer Flow-3. Choose/create recipient-3b. Create new recipient

1. Get recipient creation dynamic form 2. Update form if any field require refresh 3. Create recipient

Send Money-1. Transfer Flow-3. Choose/create recipient-3c. Create refund recipient

1. Create Refund Recipient

Send Money-1. Transfer Flow-4. Create transfer

1. Update quote with selected recipient 3. Update transfer extra info dynamic form (if any fields require refresh)4. Generate GUID for idempotency 5. Create transfer (standard flow)5. Create Transfer (3d Party Partner only)

Send Money-2. Fund transfer-1. Get Pay-In Details

1. Get payin deposit details

Send Money-2. Fund transfer-2. Fund From Balance

1. Fund transfer

Send Money-2. Fund transfer-2. Fund From Bulk Settlement

1. Fund transfer

Send Money-3. Get updated transfer status

1. Get transfer status 2. Get updated delivery estimation

Send Money-4. Transfer Status Simulation

1. Set as processing 2. Set as funds_converted 3. Set as outgoing_payment_sent 4. Set as bounced_back 5. Set as funds_refunded

Send Money-5. List Transfers

List Transfers Show Payout Information

Send Money-6. Cancel Transfer

Cancel Transfer

Send Money-7. Get transfer receipt

Get reciept PDF

Batch - Send Money-1. Get profile

1. Get profile list

Batch - Send Money-2. New Batch Group

1. Create batch group

Batch - Send Money-3. Add Transfers-1. Create quote

1. Create Anonymous Quote 2. Create Quote

Batch - Send Money-3. Add Transfers-2. Choose/create recipient-2a. Select Existing

1. Load accounts

Batch - Send Money-3. Add Transfers-2. Choose/create recipient-2b. Create new recipient account

1. Get recipient creation dynamic form 2. Update form if any field require refresh 3. Create account 4. Get account in v2 format

Batch - Send Money-3. Add Transfers-3. Add transfer

1. Update quote with selected recipient 3. Update transfer extra info dynamic form (if any fields require refresh)4. Generate GUID for idempotency 5. Create batch group transfer

Batch - Send Money-4. Complete and Fund

Get batch group version Complete batch group Fund Batch Group

Batch - Send Money-5. Transfer Status

1. Get transfer status 2. Get updated delivery estimation

Batch - Send Money-6. Simulation

1. Set as processing 2. Set as funds_converted 3. Set as outgoing_payment_sent 4. Set as bounced_back 5. Set as funds_refunded

Batch - Send Money-7. Get transfer receipt

Get reciept PDF

Multi-Currency Account-Manage MCA

List Available Currencies List Pay-in Currencies Get Profiles Get Multi-Currency Account Get Eligibility Get balance account by Id

Multi-Currency Account-Manage Balance(s)-Get a Statement

Get Statement (JSON)Get Statement (PDF)Get Statement (CSV)

Multi-Currency Account-Manage Balance(s)-Balance Top-Up

1. Create Quote 2. GET balance recipient ID 3. Generate GUID for idempotency 4. Create topup order 5. Get payin deposit details for top-up Simulate Top Up (SBX Only)

Multi-Currency Account-Manage Balance(s)-Balance Conversion

Create a quote Execute the transfer

Multi-Currency Account-Manage Balance(s)

List all balance accounts Get balance account by Id Delete a balance account

Multi-Currency Account-Create / Delete Balance Account

List all balance accounts Create a balance account Delete a balance account

Multi-Currency Account-Simulate verification & Top-up

Simulate Verification (SBX ONLY)Simulate Top Up (SBX Only)

Multi-Currency Account-Bank Account Details

Check verification Get bank account details requirements List account details Order account details List account details orders

Multi-Currency Account-Transfer From Balance Account-1. Create quote

1. Create Anonymous Quote 2. Create Quote Update Quote

Multi-Currency Account-Transfer From Balance Account-2. Choose/create recipient-2a. Select Existing

1. Load accounts

Multi-Currency Account-Transfer From Balance Account-2. Choose/create recipient-2b. Create new recipient

1. Get recipient creation dynamic form 2. Update form if any field require refresh 3. Create recipient 4. Get recipient in v2 format

Multi-Currency Account-Transfer From Balance Account-3. Create transfer

1. Update quote with selected recipient 3. Update transfer extra info dynamic form (if any fields require refresh)4. Generate GUID for idempotency 5. Create transfer (standard flow)5. Create Transfer (3d Party Partner only)

Multi-Currency Account-Transfer From Balance Account-4. Fund transfer from balance

1. Fund transfer

Multi-Currency Account-Convert from Balance to Balance

Create a quote Execute the transfer

Direct Debit Resource

Direct Debit List Create DD Account

Cards (*WIP*)-Card Details and Setup

Retrieve All Cards Get Card Details by token Set Card Status by token Get Card Limits Delete Lifetime Limit Get Card Permissions Set Card Permissions

Cards (*WIP*)-Get Card Transactions

Card Transaction by date Card Transaction by ID

Cards (*WIP*)-Card Order

Retrieve Cards Program Availability Generate GUID for idempotency Create Card Order Retrieve All Card Orders Retrieve Card Order by ID

Webhooks subscription-Application Webhooks

cards#transaction-state-change

Webhooks subscription-Profile Webhooks

List Profile Webhooks swift-in#credit

Webhooks subscription

1. Create application webhook (transfer state change)2. List application webhook subscriptions 3. Get application webhook subscription by ID 4. Delete application webhook subscription

Rates & Comparison

Get exchange rate history Get pricing and speed Get price comparison

1. Wise KYC - Platform API's

Client Credentials

1. Client Credentials Token

Onboarding-Wise KYC-1a. New User-0. User Redirect

1. User Redirect

Onboarding-Wise KYC-1a. New User-1. User linking

1. Generate token from authorization code

Onboarding-Wise KYC-1b. New User w. Pre-fill-1. Creating a User

0. Generate Random GUID 1. Create User 2. Get User Tokens

Onboarding-Wise KYC-1b. New User w. Pre-fill-2. Creating Profiles-1. Personal Profile

1. Create personal profile 2. Create personal address

Onboarding-Wise KYC-1b. New User w. Pre-fill-2. Creating Profiles-2. Business Profile

4. Create Additional Business Profile 2. Create business directors 3. Create business UBOs

Onboarding-Wise KYC-1b. New User w. Pre-fill-3. Claim Account

1. Generate Claim Account Code

Onboarding-Wise KYC-1b. New User w. Pre-fill-4. Redirect to Authorization Page

1. Redirect User to Wise (Claim)

Onboarding-Wise KYC-1b. New User w. Pre-fill-5. User linking

1. Generate token from authorization code

Onboarding-Wise KYC-1b. New User w. Pre-fill-6. Update Profile Data-1. Personal profile

1. Open update window 2. Update profile (optional)3. Update address (optional)4. Close update window

Onboarding-Wise KYC-1b. New User w. Pre-fill-6. Update Profile Data-2. Business profile

1. Open update window 2. Update address (optional)3. Update business directors (optional)4. Add business directors (optional)5. Update business UBOs (optional)6. Add business UBOs (optional)7. Close update window

Onboarding-Wise KYC-2. Generate new token for returning user

1. Generate access token from refresh token

2. Wise KYC Prefill - Platform APIs

Client Credentials

1. Client Credentials Token

Wise KYC-prefill-1b. New User w. Pre-fill-1. Creating a User

0. Generate Random GUID 1. Create User 2. Get User Tokens

Wise KYC-prefill-1b. New User w. Pre-fill-2. Creating Profiles-1. Personal Profile

1. Create personal profile 2. Create personal address

Wise KYC-prefill-1b. New User w. Pre-fill-2. Creating Profiles-2. Business Profile

1. Create business profile 2. Create business address 3. Create business directors 4. Create business UBOs 5. Set account purpose 6. Create Additional Business Profile

Wise KYC-prefill-1b. New User w. Pre-fill-3. Claim Account

1. Generate Claim Account Code

Wise KYC-prefill-1b. New User w. Pre-fill-4. Redirect to Authorization Page

1. Redirect User to Wise (Claim)

Wise KYC-prefill-1b. New User w. Pre-fill-5. User linking Copy

1. Generate token from authorization code

Wise KYC-prefill-2. Generate new token for returning user

1. Generate access token from refresh token

3. Wise Partner KYC - Platform API's

Client Credentials

1. Client Credentials Token

Partner KYC-User creation / details-1. Creating or Access Existing User-1a. Create User & Auth

1. Generate GUID for idempotency 2. Create User 3. Get User Tokens (successful creation)

Partner KYC-User creation / details-1. Creating or Access Existing User-1b. Existing User Redirect

1. Existing User Redirect

Partner KYC-User creation / details-1. Creating or Access Existing User-1c. Access Existing User (auth token)

1. Generate token from authorization code

Partner KYC-User creation / details-1. Creating or Access Existing User-1d. Generate new token for returning user

1. Generate access token from refresh token

Partner KYC-User creation / details-2. Create User Profiles-1. Check profile exists

Get profile list

Partner KYC-User creation / details-2. Create User Profiles-2. Personal Profile

1. Create personal profile 2. Upload verification document data (if required)3. Open update window 4. Create address 5. Close update window

Partner KYC-User creation / details-2. Create User Profiles-3. Business Profile (Optional)

1. Create Business Profiles 2. Open update window 3. Create address 4. Create business directors 5. Create business UBOs 6. Close update window

Partner KYC-User creation / details-2. Create User Profiles-4. Profile extensions

1. Check extension requirements 2. Add information to the profile

Partner KYC-User creation / details-2. Create User Profiles-5. Update Profile Data-1. Personal profile

1. Open update window 2. Update profile (optional)3. Update address (optional)4. Close update window Copy

Partner KYC-User creation / details-2. Create User Profiles-5. Update Profile Data-2. Business profile

1. Open update window 2. Update address (optional)3. Update business directors (optional)4. Add business directors (optional)5. Update business UBOs (optional)6. Add business UBOs (optional)7. Close update window

4. Wise Partner Account - Platform API's

Client Credentials

1. Client Credentials Token

1st Party / 3rd Party-Get Partner Access Token-0. User Redirect

1. User Redirect (as needed)

1st Party / 3rd Party-Get Partner Access Token-1. User linking

1. Generate token from authorization code

1st Party / 3rd Party-Generate new token for returning user

1. Generate access token from refresh token

5. Wise Send Money - Platform API's

Send Money-1. Transfer Flow-1. Fetch user profiles

1. Get profile list 2. Check verification status 3. Get current user 4. Get user by id

Send Money-1. Transfer Flow-2. Create quote

1. Create Anonymous Quote 2. Create Quote Update Quote

Send Money-1. Transfer Flow-3. Choose/create recipient-3a. Select Existing

1. Load accounts

Send Money-1. Transfer Flow-3. Choose/create recipient-3b. Create new recipient

1. Get recipient creation dynamic form 2. Update form if any field require refresh 3. Create recipient 4. Get recipient in v2 format

Send Money-1. Transfer Flow-3. Choose/create recipient-3c. Create refund recipient

1. Create Refund Recipient

Send Money-1. Transfer Flow-4. Create transfer

1. Update quote with selected recipient 3. Update transfer extra info dynamic form (if any fields require refresh)4. Generate GUID for idempotency 5. Create transfer (standard flow)5. Create Transfer (3d Party Partner only)

Send Money-2. Fund transfer-1. Get Pay-In Details

1. Get payin deposit details

Send Money-2. Fund transfer-2. Fund From Balance

1. Fund transfer

Send Money-2. Fund transfer-2. Fund From Bulk Settlement

1. Fund transfer

Send Money-3. Get updated transfer status

1. Get transfer status 2. Get updated delivery estimation

Send Money-4. Funds Status Simulation

1. Set as processing 2. Set as funds_converted 3. Set as outgoing_payment_sent 4. Set as bounced_back 5. Set as funds_refunded

Send Money-5. List Transfers

Send Money-6. Cancel Transfer

Cancel Transfer

Send Money-7. Get transfer receipt

Get reciept PDF

6. Wise Batch Group Send - Platform API's

Batch - Send Money-1. Get profile

1. Get profile list

Batch - Send Money-2. New Batch Group

1. Create batch group

Batch - Send Money-3. Add Transfers-1. Create quote

1. Create Anonymous Quote 2. Create Quote

Batch - Send Money-3. Add Transfers-2. Choose/create recipient-2a. Select Existing

1. Load accounts

Batch - Send Money-3. Add Transfers-2. Choose/create recipient-2b. Create new recipient account

1. Get recipient creation dynamic form 2. Update form if any field require refresh 3. Create account 4. Get account in v2 format

Batch - Send Money-3. Add Transfers-3. Add transfer

1. Update quote with selected recipient 3. Update transfer extra info dynamic form (if any fields require refresh)4. Generate GUID for idempotency 5. Create batch group transfer

Batch - Send Money-4. Complete and Fund

Get batch group version Complete batch group Fund Batch Group

Batch - Send Money-5. Transfer Status

1. Get transfer status 2. Get updated delivery estimation

Batch - Send Money-6. Simulation

1. Set as processing 2. Set as funds_converted 3. Set as outgoing_payment_sent 4. Set as bounced_back 5. Set as funds_refunded

Batch - Send Money-7. Get transfer receipt

Get reciept PDF

7. Wise Multicurrency Account (MCA) - Platform API's

Multi-Currency Account-Manage MCA

List Available Currencies List Pay-in Currencies Get Profiles Get Multi-Currency Account Get Eligibility Get balance account by Id

Multi-Currency Account-Manage Balance(s)-Get a Statement

Get Statement (JSON)Get Statement (PDF)Get Statement (CSV)

Multi-Currency Account-Manage Balance(s)-Balance Top-Up

1. Create Quote 2. GET balance recipient ID 3. Generate GUID for idempotency 4. Create topup order 5. Get payin deposit details for top-up Simulate Top Up (SBX Only)

Multi-Currency Account-Manage Balance(s)-Balance Conversion

Create a quote Execute the transfer

Multi-Currency Account-Manage Balance(s)

List all balance accounts Get balance account by Id Delete a balance account

Multi-Currency Account-Create / Delete Balance Account

List all balance accounts Create a balance account Delete a balance account

Multi-Currency Account-Simulate verification & Top-up

Simulate Verification (SBX ONLY)Simulate Top Up (SBX Only)

Multi-Currency Account-Bank Account Details

Check verification Get bank account details requirements List account details Order account details List account details orders

Multi-Currency Account-Transfer From Balance Account-1. Create quote

1. Create Anonymous Quote 2. Create Quote Update Quote

Multi-Currency Account-Transfer From Balance Account-2. Choose/create recipient-2a. Select Existing

1. Load accounts

Multi-Currency Account-Transfer From Balance Account-2. Choose/create recipient-2b. Create new recipient

1. Get recipient creation dynamic form 2. Update form if any field require refresh 3. Create recipient 4. Get recipient in v2 format

Multi-Currency Account-Transfer From Balance Account-3. Create transfer

1. Update quote with selected recipient 3. Update transfer extra info dynamic form (if any fields require refresh)4. Generate GUID for idempotency 5. Create transfer (standard flow)5. Create Transfer (3d Party Partner only)

Multi-Currency Account-Transfer From Balance Account-4. Fund transfer from balance

1. Fund transfer

Multi-Currency Account-Convert from Balance to Balance

Create a quote Execute the transfer

Multi Currency Account

Simulation APIs

Verify user Balance topup

0. Verification 1. Open Balance (V3)2. Get balances (V3)2.1 Get balance by id (V3)3. Create account details order 3.1 Get account details orders 4. Get account details

Partner Payment Batch Flow (Balance)

Pre-checks (ignore this, used by Qodex)

Start iteration

1. Authenticate as application

Refresh existing access token

2. Set up batch group

Create batch group

3. Add payments-Pre-checks (ignore this, used by Qodex)

Decide which recipient to create

3. Add payments-3.1. Add recipient (one per payment)

Create USD account

3. Add payments-3.2. Add transfer

Create quote Create batch group transfer

4. Complete and fund

Get batch group version Complete batch group Fund batch group

Partner Payment Batch Flow (Send Money)

Pre-checks (ignore this, used by Qodex)

Start iteration

1. Authenticate as application

Refresh existing access token

2. Set up batch group

Create batch group

3. Add payments-Pre-checks (ignore this, used by Qodex)

Decide which recipient to create

3. Add payments-3.1. Add recipient (one per payment)

Create USD account

3. Add payments-3.2. Add transfer

Create quote Create batch group transfer

4. Complete and fund

Get batch group version Complete batch group

Payouts and third party payouts API

1. Creating or accessing existing users-1a. Access Existing User

1. Generate token from authorization code

1. Creating or accessing existing users-1b Generate new token for returning user

1. Generate access token from refresh token

2. Transfer Flow-1. Create quote

2. Create Quote

2. Transfer Flow-2. Choose/create recipient-2a. Select Existing

1. Load accounts 2. Get by ID

2. Transfer Flow-2. Choose/create recipient-2b. Create new recipient account

1. Get recipient creation dynamic form 2. Update form if any field requires refresh 3. Create account - [EXAMPLE] Global USD Recipient

2. Transfer Flow-2. Choose/create recipient-2c. Create refund recipient

1. Create Refund Recipient

2. Transfer Flow-3. Create transfer

1. Update quote with selected recipient 3. Update transfer extra info dynamic form (if any fields require refresh)4. Generate GUID for idempotency (Not required for third party payments)5a. Create transfer 5b. Create Transfer for third party payments

3. Fund transfer-3a. Get payment reference for domestic transfer

1. Get payment reference (for bank payment funding)

3. Fund transfer

Get Payin Details Fund transfer (from balance)

4. Get updated transfer status

1. Get transfer status 2. Get updated delivery esitmation

5. Webhooks subscription

1. Client Credentials Token 2. Create transfer state change webhook subscription 3. List application webhook subscriptions 4. Get aplication webhook subscription by ID 5. Delete application webhook subscription

7. Transfer state simulation

1. Set as processing 2. Set as funds_converted 3. Set as outgoing_payment_sent 4. Set as bounced_back 5. Set as funds_refunded

8. Get transfer receipt

Get reciept PDF

1. Authentication

Refresh existing access token

2. Card Issuance

Validate address Get available card programs Create a card order Preset card PIN Get card order requirements Get card orders Get a card order

3. Card Management

Reset PIN count Get cards Get a card Set a card status Get card spending permissions Modify card spending permissions Update phone number

4. Card Transactions

Get card transaction

5. Sensitive Card Details

Get sensitive card details Get RSA Key Get Card PIN

6. Spend controls

Create authorisation rule Apply authorisation rule Unapply authorisation rule List applied rules List authorisation rules Delete authorisation rule

7. Spend limits

Get profile limits Update profile limits Get card limits Update card limit Delete card limit

Get dispute reasons Create dispute Get Disputes Get Dispute by ID 6. Withdraw Dispute by ID

10. Push provisioning

Get payment tokens

11. Card transaction simulation

Authorisation Authorisation - ATM Withdrawal Clearing Reversal

Wise Multi-Currency Account API

Common (User & Profile)

User Token from Refresh Token Create User Create personal profile

Multi-Currency Accounts

List Available Currencies Get Personal Profile Get Multi-Currency Account Get Eligibility

Balance Accounts-Get a Statement

Get Statement (JSON)Get Statement (PDF)Get Statement (CSV)

Balance Accounts

Create a balance account List all balance accounts Get balance account by Id Delete a balance account

Bank Account Details

Check verification Simulate Profile Verification (SBX Only)Get bank account details requirements List account details Order account details List account details orders Simulate Top Up (SBX Only)

Transfer To Balance Account-Simulate Transfer Process (SBX Only)

Simulate - Processing Simulate - Funds Converted Simulate - Outgoing Payment Sent Simulate - Bounced Back Simulate - Funds Refunded

Transfer To Balance Account

Create quote Get transfer requirements Create transfer (to balance)Get Payin Details Simulate Top Up (SBX Only)Get transfer

Transfer From Balance Account

Create quote Create transfer Get transfer requirements Fund transfer (from balance)

Convert from Balance to Balance

Create a quote Execute the transfer

List Jars Create Jar Move Between Jars

Wise for Banks API

1. Creating or accessing existing users-1a. Create User & Auth

4. Get User Tokens (successful creation)2. Generate GUID for idempotency 3. Create User

1. Creating or accessing existing users-1b. Access Existing User

1. Generate token from authorization code

1. Creating or accessing existing users-1c. Generate new token for returning user

1. Generate access token from refresh token

2. Create user profile-1. Check profile exists

1. Get profile list

2. Create user profile-2. Personal Profile

1. Create personal profile 2. Upload verification document data (if required)3. Open update window 4. Create address 5. Close update window

2. Create user profile-3. Business Profile (Optional)

1. Create business profile 2. Open update window 3. Create address 4. Create business directors 5. Create business UBOs 6. Close update window

2. Create user profile-4. Profile extensions

1. Check extension requirements 2. Add information to the profile

3. Transfer Flow-1. Create quote

1. Create Anonymous Quote 2. Create Quote v3 Get Quote Details PATCH Undefined

3. Transfer Flow-2. Choose/create recipient-2a. Select Existing

1. Load accounts

3. Transfer Flow-2. Choose/create recipient-2b. Create new recipient account

1. Get recipient creation dynamic form 2. Update form if any field require refresh 3. Create account 4. Get account in v2 format

3. Transfer Flow-2. Choose/create recipient-2c. Create refund recipient

1. Create Refund Recipient

3. Transfer Flow-3. Create transfer

1. Update quote with selected recipient 3. Update transfer extra info dynamic form (if any fields require refresh)4. Generate GUID for idempotency 5. Create transfer 6. Create Transfer with Originator

4. Fund transfer-4a. Get payment reference for domestic transfer

1. Get payment reference (for bank payment funding)

5. Get updated transfer status

1. Get transfer status 2. Get updated delivery esitmation

6. Webhooks subscription

1. Client Credentials Token 2. Create transfer state change webhook subscription 3. List application webhook subscriptions 4. Get aplication webhook subscription by ID 5. Delete application webhook subscription

7. Transfer state simulation

1. Set as processing 2. Set as funds_converted 3. Set as outgoing_payment_sent 4. Set as bounced_back 5. Set as funds_refunded

8. Get transfer receipt

Get reciept PDF

9. Update profile data-1. Personal profile

1. Open update window 2. Update profile (optional)3. Update address (optional)4. Close update window Copy

9. Update profile data-2. Business profile

1. Open update window 2. Update address (optional)3. Update business directors (optional)4. Add business directors (optional)5. Update business UBOs (optional)6. Add business UBOs (optional)7. Close update window

Get price comparison

Wise for Connected Apps API

1. Acquire user tokens-2. User linking

1. Generate token from authorization code

1. Acquire user tokens-3. Generate new token for returning user

1. Generate access token from refresh token

2. Transfer Flow-1. Fetch user profiles

1. Get profile list

2. Transfer Flow-2. Create quote

2. Create Quote

2. Transfer Flow-3. Choose/create recipient-3a. Select Existing

1. Load accounts

2. Transfer Flow-3. Choose/create recipient-3b. Create new recipient account

1. Get recipient creation dynamic form 2. Update form if any field require refresh 3. Create account 4. Get account in v2 format

2. Transfer Flow-4. Create transfer

1. Update quote with selected recipient 3. Update transfer extra info dynamic form (if any fields require refresh)2. Generate GUID for idempotency 5. Create transfer

3. Fund transfer-4a. Get payin deposit details

1. Get payin deposit details

3. Fund transfer-4.b Fund trnsfer from Wise balance

1. Fund transfer

4. Get updated transfer status

1. Get transfer status 2. Get updated delivery esitmation

5. Webhooks subscription

1. Client Credentials Token 2. Create transfer state change webhook subscription 3. List application webhook subscriptions 4. Get aplication webhook subscription by ID 5. Delete application webhook subscription

6. Transfer state simulation

1. Set as processing 2. Set as funds_converted 3. Set as outgoing_payment_sent 4. Set as bounced_back 5. Set as funds_refunded

7. Get transfer receipt

Get reciept PDF

Get price comparison

Wise public API

Payouts and Account Automation-1. Transfer Flow-1. Check your profile id

1. Get profile list

Payouts and Account Automation-1. Transfer Flow-2. Create quote

1. Create Quote

Payouts and Account Automation-1. Transfer Flow-2. Choose/create recipient-1a. Select Existing

1. Load accounts

Payouts and Account Automation-1. Transfer Flow-2. Choose/create recipient-1b. Create new recipient account

1. Get recipient creation dynamic form 2. Update form if any field require refresh 3. Create account

Payouts and Account Automation-1. Transfer Flow-3. Create transfer

4. Generate GUID for idempotency 3. Update transfer extra info dynamic form (if any fields require refresh)5. Create transfer

Payouts and Account Automation-1. Transfer Flow-4. Fund transfer

1. Fund transfer

Payouts and Account Automation-2. Webhooks subscription

2. Create subsription for borderless deposit 3. List webhook subscriptions 4. Get webhook subscription by ID 5. Delete webhook subscription for transfer state change 6. Delete webhook subscription for borderless deposit

Payouts and Account Automation-3. Transfer state simulation

1. Set as processing 2. Set as funds_converted 3. Set as outgoing_payment_sent 4. Set as bounced_back 5. Set as funds_refunded

Payouts and Account Automation-4. Get transfer receipt

Get reciept PDF

Payouts and Account Automation-5. Multi currency account automations-1. Account information

GET List of balances GET balance statement

Payouts and Account Automation-5. Multi currency account automations-2. Account top up order

1. Create Quote 2. GET balance recipient ID 3. Generate GUID for idempotency 4. Create topup order

Payouts and Account Automation-5. Multi currency account automations-3. Convert currencies

1. Create Quote 2. GET balance ID 3. Generate GUID for idempotency Copy 4. Initiate currencies conversion

Payouts and Account Automation-6. Onboarding API - Work In Progress-1. Creating a User

3. Get User Tokens 2. Create User

Payouts and Account Automation-6. Onboarding API - Work In Progress-2. Creating Profiles-2.1. Business Profile

1. Create business profile 2. Create business address 3. Create business directors 4. Create business UBOs 5. Set account purpose

Payouts and Account Automation-6. Onboarding API - Work In Progress-2. Creating Profiles-2.2. Personal Profile

1. Create personal profile 2. Create personal address

Payouts and Account Automation-6. Onboarding API - Work In Progress-2. Creating Profiles

3. Get profile list

Payouts and Account Automation-6. Onboarding API - Work In Progress-3. Claim Account

1. Generate Claim Account Code

Get exchange rate history Get pricing and speed Get price comparison

Receive Money-1. Create webhooks subscription

1. Create subsription for borderless deposit 2. List webhook subscriptions 3. Get webhook subscription by ID 4. Delete webhook subscription for borderless deposit

GET List of balances GET balance statement

0. Wise Platform APIs (Building Blocks Master - APR23)

Client Credentials

0. Client Credentials Token

Onboarding-Wise KYC-1a. New User-0. User Redirect

1. User Redirect

Onboarding-Wise KYC-1a. New User-1. User linking

1. Generate token from authorization code

Onboarding-Wise KYC-1b. New User w. Pre-fill-1. Creating a User

0. Generate Random GUID 1. Create User 2. Get User Tokens

Onboarding-Wise KYC-1b. New User w. Pre-fill-2. Creating Profiles-1. Personal Profile

1. Create personal profile 2. Create personal address

Onboarding-Wise KYC-1b. New User w. Pre-fill-2. Creating Profiles-2. Business Profile

4. Create Additional Business Profile 2. Create business directors 3. Create business UBOs

Onboarding-Wise KYC-1b. New User w. Pre-fill-3. Claim Account

1. Generate Claim Account Code

Onboarding-Wise KYC-1b. New User w. Pre-fill-4. Redirect to Authorization Page

1. Redirect User to Wise (Claim)

Onboarding-Wise KYC-1b. New User w. Pre-fill-5. User linking

1. Generate token from authorization code

Onboarding-Wise KYC-1b. New User w. Pre-fill-6. Update Profile Data-1. Personal profile

1. Open update window 2. Update profile (optional)3. Update address (optional)4. Close update window

Onboarding-Wise KYC-1b. New User w. Pre-fill-6. Update Profile Data-2. Business profile

1. Open update window 2. Update address (optional)3. Update business directors (optional)4. Add business directors (optional)5. Update business UBOs (optional)6. Add business UBOs (optional)7. Close update window

Onboarding-Wise KYC-2. Generate new token for returning user

1. Generate access token from refresh token

Onboarding-Partner KYC-User creation / details-1. Creating or Access Existing User-1a. Create New User & Authorization Token

1. Generate GUID for idempotency 2. Create User (Personal / Save Reg code)3. Get User Tokens (successful creation)

Onboarding-Partner KYC-User creation / details-1. Creating or Access Existing User-1b. Existing User Redirect

1. Existing User Redirect 2. Generate token from authorization code

Onboarding-Partner KYC-User creation / details-1. Creating or Access Existing User-1c. Generate new token for returning user

1. Generate access token from refresh token

Onboarding-Partner KYC-User creation / details-2. Create User Profiles-1. Check profile exists

Get profile list

Onboarding-Partner KYC-User creation / details-2. Create User Profiles-2. Personal Profile

1. Create personal profile 2. Upload verification document data 3. Create address

Onboarding-Partner KYC-User creation / details-2. Create User Profiles-3. Business Profile (Optional)

1. Create Business Profiles 2. Create business directors 3. Create business UBOs

Onboarding-Partner KYC-User creation / details-2. Create User Profiles-4. Update Profile Data-1. Personal profile

1. Open update window 2. Update profile (optional)3. Update address (optional)4. Close update window

Onboarding-Partner KYC-User creation / details-2. Create User Profiles-4. Update Profile Data-2. Business profile

1. Open update window 2. Update address (optional)3. Update business directors (optional)4. Add business directors (optional)5. Update business UBOs (optional)6. Add business UBOs (optional)7. Close update window

Onboarding-Partner KYC-User creation / details-3. Additional Customer Verification (when required)

Account Purpose (personal)Account Purpose (business)

Onboarding-Partner KYC-Simulate Profile Verification (SBX ONLY)

Verify All Profiles

Onboarding-1st Party / 3rd Party-Get Partner Access Token-0. User Redirect

1. User Redirect

Onboarding-1st Party / 3rd Party-Get Partner Access Token-1. User linking

1. Generate token from authorization code

Onboarding-1st Party / 3rd Party-Generate new token for returning user

1. Generate access token from refresh token

Send Money-1. Transfer Flow-1. Fetch user profiles

1. Get profile list 2. Check verification status 3. Get current user 4. Get user by id

Send Money-1. Transfer Flow-2. Create quote

1. Create Anonymous Quote 2. Create Quote

Send Money-1. Transfer Flow-3. Choose/create recipient-3a. Select Existing

1. Load accounts

Send Money-1. Transfer Flow-3. Choose/create recipient-3b. Create new recipient

1. Get recipient creation dynamic form 2. Update form if any field require refresh 3. Create recipient

Send Money-1. Transfer Flow-3. Choose/create recipient-3c. Create refund recipient

1. Create Refund Recipient

Send Money-1. Transfer Flow-4. Create transfer

1. Update quote with selected recipient 3. Update transfer extra info dynamic form (if any fields require refresh)4. Generate GUID for idempotency 5. Create transfer (standard flow)5. Create Transfer (3d Party Partner only)

Send Money-2. Fund transfer-1. Get Pay-In Details

1. Get payin deposit details

Send Money-2. Fund transfer-2. Fund From Balance

1. Fund transfer

Send Money-2. Fund transfer-2. Fund From Bulk Settlement

1. Fund transfer

Send Money-3. Get updated transfer status

1. Get transfer status 2. Get updated delivery estimation

Send Money-4. Transfer Status Simulation

1. Set as processing 2. Set as funds_converted 3. Set as outgoing_payment_sent 4. Set as bounced_back 5. Set as funds_refunded

Send Money-5. List Transfers

List Transfers Show Payout Information

Send Money-6. Cancel Transfer

Cancel Transfer

Send Money-7. Get transfer receipt

Get reciept PDF

Batch - Send Money-1. Get profile

1. Get profile list

Batch - Send Money-2. New Batch Group

1. Create batch group

Batch - Send Money-3. Add Transfers-1. Create quote

1. Create Anonymous Quote 2. Create Quote

Batch - Send Money-3. Add Transfers-2. Choose/create recipient-2a. Select Existing

1. Load accounts

Batch - Send Money-3. Add Transfers-2. Choose/create recipient-2b. Create new recipient account

1. Get recipient creation dynamic form 2. Update form if any field require refresh 3. Create account 4. Get account in v2 format

Batch - Send Money-3. Add Transfers-3. Add transfer

1. Update quote with selected recipient 3. Update transfer extra info dynamic form (if any fields require refresh)4. Generate GUID for idempotency 5. Create batch group transfer

Batch - Send Money-4. Complete and Fund

Get batch group version Complete batch group Fund Batch Group

Batch - Send Money-5. Transfer Status

1. Get transfer status 2. Get updated delivery estimation

Batch - Send Money-6. Simulation

1. Set as processing 2. Set as funds_converted 3. Set as outgoing_payment_sent 4. Set as bounced_back 5. Set as funds_refunded

Batch - Send Money-7. Get transfer receipt

Get reciept PDF

Multi-Currency Account-Manage MCA

List Available Currencies List Pay-in Currencies Get Profiles Get Multi-Currency Account Get Eligibility Get balance account by Id

Multi-Currency Account-Manage Balance(s)-Get a Statement

Get Statement (JSON)Get Statement (PDF)Get Statement (CSV)

Multi-Currency Account-Manage Balance(s)-Balance Top-Up

1. Create Quote 2. GET balance recipient ID 3. Generate GUID for idempotency 4. Create topup order 5. Get payin deposit details for top-up Simulate Top Up (SBX Only)

Multi-Currency Account-Manage Balance(s)-Balance Conversion

Create a quote Execute the transfer

Multi-Currency Account-Manage Balance(s)

List all balance accounts Get balance account by Id Delete a balance account

Multi-Currency Account-Create / Delete Balance Account

List all balance accounts Create a balance account Delete a balance account

Multi-Currency Account-Simulate verification & Top-up

Simulate Verification (SBX ONLY)Simulate Top Up (SBX Only)

Multi-Currency Account-Bank Account Details

Check verification Get bank account details requirements List account details Order account details List account details orders

Multi-Currency Account-Transfer From Balance Account-1. Create quote

1. Create Anonymous Quote 2. Create Quote Update Quote

Multi-Currency Account-Transfer From Balance Account-2. Choose/create recipient-2a. Select Existing

1. Load accounts

Multi-Currency Account-Transfer From Balance Account-2. Choose/create recipient-2b. Create new recipient

1. Get recipient creation dynamic form 2. Update form if any field require refresh 3. Create recipient 4. Get recipient in v2 format

Multi-Currency Account-Transfer From Balance Account-3. Create transfer

1. Update quote with selected recipient 3. Update transfer extra info dynamic form (if any fields require refresh)4. Generate GUID for idempotency 5. Create transfer (standard flow)5. Create Transfer (3d Party Partner only)

Multi-Currency Account-Transfer From Balance Account-4. Fund transfer from balance

1. Fund transfer

Multi-Currency Account-Convert from Balance to Balance

Create a quote Execute the transfer

Direct Debit Resource

Direct Debit List Create DD Account

Cards (*WIP*)-Card Details and Setup

Retrieve All Cards Get Card Details by token Set Card Status by token Get Card Limits Delete Lifetime Limit Get Card Permissions Set Card Permissions

Cards (*WIP*)-Get Card Transactions

Card Transaction by date Card Transaction by ID

Cards (*WIP*)-Card Order

Retrieve Cards Program Availability Generate GUID for idempotency Create Card Order Retrieve All Card Orders Retrieve Card Order by ID

Webhooks subscription-Application Webhooks

cards#transaction-state-change

Webhooks subscription-Profile Webhooks

List Profile Webhooks swift-in#credit

Webhooks subscription

1. Create application webhook (transfer state change)2. List application webhook subscriptions 3. Get application webhook subscription by ID 4. Delete application webhook subscription

Rates & Comparison

Get exchange rate history Get pricing and speed Get price comparison

1. Wise KYC - Platform API's

Client Credentials

1. Client Credentials Token

Onboarding-Wise KYC-1a. New User-0. User Redirect

1. User Redirect

Onboarding-Wise KYC-1a. New User-1. User linking

1. Generate token from authorization code

Onboarding-Wise KYC-1b. New User w. Pre-fill-1. Creating a User

0. Generate Random GUID 1. Create User 2. Get User Tokens

Onboarding-Wise KYC-1b. New User w. Pre-fill-2. Creating Profiles-1. Personal Profile

1. Create personal profile 2. Create personal address

Onboarding-Wise KYC-1b. New User w. Pre-fill-2. Creating Profiles-2. Business Profile

4. Create Additional Business Profile 2. Create business directors 3. Create business UBOs

Onboarding-Wise KYC-1b. New User w. Pre-fill-3. Claim Account

1. Generate Claim Account Code

Onboarding-Wise KYC-1b. New User w. Pre-fill-4. Redirect to Authorization Page

1. Redirect User to Wise (Claim)

Onboarding-Wise KYC-1b. New User w. Pre-fill-5. User linking

1. Generate token from authorization code

Onboarding-Wise KYC-1b. New User w. Pre-fill-6. Update Profile Data-1. Personal profile

1. Open update window 2. Update profile (optional)3. Update address (optional)4. Close update window

Onboarding-Wise KYC-1b. New User w. Pre-fill-6. Update Profile Data-2. Business profile

1. Open update window 2. Update address (optional)3. Update business directors (optional)4. Add business directors (optional)5. Update business UBOs (optional)6. Add business UBOs (optional)7. Close update window

Onboarding-Wise KYC-2. Generate new token for returning user

1. Generate access token from refresh token

2. Wise KYC Prefill - Platform APIs

Client Credentials

1. Client Credentials Token

Wise KYC-prefill-1b. New User w. Pre-fill-1. Creating a User

0. Generate Random GUID 1. Create User 2. Get User Tokens

Wise KYC-prefill-1b. New User w. Pre-fill-2. Creating Profiles-1. Personal Profile

1. Create personal profile 2. Create personal address

Wise KYC-prefill-1b. New User w. Pre-fill-2. Creating Profiles-2. Business Profile

1. Create business profile 2. Create business address 3. Create business directors 4. Create business UBOs 5. Set account purpose 6. Create Additional Business Profile

Wise KYC-prefill-1b. New User w. Pre-fill-3. Claim Account

1. Generate Claim Account Code

Wise KYC-prefill-1b. New User w. Pre-fill-4. Redirect to Authorization Page

1. Redirect User to Wise (Claim)

Wise KYC-prefill-1b. New User w. Pre-fill-5. User linking Copy

1. Generate token from authorization code

Wise KYC-prefill-2. Generate new token for returning user

1. Generate access token from refresh token

3. Wise Partner KYC - Platform API's

Client Credentials

1. Client Credentials Token

Partner KYC-User creation / details-1. Creating or Access Existing User-1a. Create User & Auth

1. Generate GUID for idempotency 2. Create User 3. Get User Tokens (successful creation)

Partner KYC-User creation / details-1. Creating or Access Existing User-1b. Existing User Redirect

1. Existing User Redirect

Partner KYC-User creation / details-1. Creating or Access Existing User-1c. Access Existing User (auth token)

1. Generate token from authorization code

Partner KYC-User creation / details-1. Creating or Access Existing User-1d. Generate new token for returning user

1. Generate access token from refresh token

Partner KYC-User creation / details-2. Create User Profiles-1. Check profile exists

Get profile list

Partner KYC-User creation / details-2. Create User Profiles-2. Personal Profile

1. Create personal profile 2. Upload verification document data (if required)3. Open update window 4. Create address 5. Close update window

Partner KYC-User creation / details-2. Create User Profiles-3. Business Profile (Optional)

1. Create Business Profiles 2. Open update window 3. Create address 4. Create business directors 5. Create business UBOs 6. Close update window

Partner KYC-User creation / details-2. Create User Profiles-4. Profile extensions

1. Check extension requirements 2. Add information to the profile

Partner KYC-User creation / details-2. Create User Profiles-5. Update Profile Data-1. Personal profile

1. Open update window 2. Update profile (optional)3. Update address (optional)4. Close update window Copy

Partner KYC-User creation / details-2. Create User Profiles-5. Update Profile Data-2. Business profile

1. Open update window 2. Update address (optional)3. Update business directors (optional)4. Add business directors (optional)5. Update business UBOs (optional)6. Add business UBOs (optional)7. Close update window

4. Wise Partner Account - Platform API's

Client Credentials

1. Client Credentials Token

1st Party / 3rd Party-Get Partner Access Token-0. User Redirect

1. User Redirect (as needed)

1st Party / 3rd Party-Get Partner Access Token-1. User linking

1. Generate token from authorization code

1st Party / 3rd Party-Generate new token for returning user

1. Generate access token from refresh token

5. Wise Send Money - Platform API's

Send Money-1. Transfer Flow-1. Fetch user profiles

1. Get profile list 2. Check verification status 3. Get current user 4. Get user by id

Send Money-1. Transfer Flow-2. Create quote

1. Create Anonymous Quote 2. Create Quote Update Quote

Send Money-1. Transfer Flow-3. Choose/create recipient-3a. Select Existing

1. Load accounts

Send Money-1. Transfer Flow-3. Choose/create recipient-3b. Create new recipient

1. Get recipient creation dynamic form 2. Update form if any field require refresh 3. Create recipient 4. Get recipient in v2 format

Send Money-1. Transfer Flow-3. Choose/create recipient-3c. Create refund recipient

1. Create Refund Recipient

Send Money-1. Transfer Flow-4. Create transfer

1. Update quote with selected recipient 3. Update transfer extra info dynamic form (if any fields require refresh)4. Generate GUID for idempotency 5. Create transfer (standard flow)5. Create Transfer (3d Party Partner only)

Send Money-2. Fund transfer-1. Get Pay-In Details

1. Get payin deposit details

Send Money-2. Fund transfer-2. Fund From Balance

1. Fund transfer

Send Money-2. Fund transfer-2. Fund From Bulk Settlement

1. Fund transfer

Send Money-3. Get updated transfer status

1. Get transfer status 2. Get updated delivery estimation

Send Money-4. Funds Status Simulation

1. Set as processing 2. Set as funds_converted 3. Set as outgoing_payment_sent 4. Set as bounced_back 5. Set as funds_refunded

Send Money-5. List Transfers

Send Money-6. Cancel Transfer

Cancel Transfer

Send Money-7. Get transfer receipt

Get reciept PDF

6. Wise Batch Group Send - Platform API's

Batch - Send Money-1. Get profile

1. Get profile list

Batch - Send Money-2. New Batch Group

1. Create batch group

Batch - Send Money-3. Add Transfers-1. Create quote

1. Create Anonymous Quote 2. Create Quote

Batch - Send Money-3. Add Transfers-2. Choose/create recipient-2a. Select Existing

1. Load accounts

Batch - Send Money-3. Add Transfers-2. Choose/create recipient-2b. Create new recipient account

1. Get recipient creation dynamic form 2. Update form if any field require refresh 3. Create account 4. Get account in v2 format

Batch - Send Money-3. Add Transfers-3. Add transfer

1. Update quote with selected recipient 3. Update transfer extra info dynamic form (if any fields require refresh)4. Generate GUID for idempotency 5. Create batch group transfer

Batch - Send Money-4. Complete and Fund

Get batch group version Complete batch group Fund Batch Group

Batch - Send Money-5. Transfer Status

1. Get transfer status 2. Get updated delivery estimation

Batch - Send Money-6. Simulation

1. Set as processing 2. Set as funds_converted 3. Set as outgoing_payment_sent 4. Set as bounced_back 5. Set as funds_refunded

Batch - Send Money-7. Get transfer receipt

Get reciept PDF

7. Wise Multicurrency Account (MCA) - Platform API's

Multi-Currency Account-Manage MCA

List Available Currencies List Pay-in Currencies Get Profiles Get Multi-Currency Account Get Eligibility Get balance account by Id

Multi-Currency Account-Manage Balance(s)-Get a Statement

Get Statement (JSON)Get Statement (PDF)Get Statement (CSV)

Multi-Currency Account-Manage Balance(s)-Balance Top-Up

1. Create Quote 2. GET balance recipient ID 3. Generate GUID for idempotency 4. Create topup order 5. Get payin deposit details for top-up Simulate Top Up (SBX Only)

Multi-Currency Account-Manage Balance(s)-Balance Conversion

Create a quote Execute the transfer

Multi-Currency Account-Manage Balance(s)

List all balance accounts Get balance account by Id Delete a balance account

Multi-Currency Account-Create / Delete Balance Account

List all balance accounts Create a balance account Delete a balance account

Multi-Currency Account-Simulate verification & Top-up

Simulate Verification (SBX ONLY)Simulate Top Up (SBX Only)

Multi-Currency Account-Bank Account Details

Check verification Get bank account details requirements List account details Order account details List account details orders

Multi-Currency Account-Transfer From Balance Account-1. Create quote

1. Create Anonymous Quote 2. Create Quote Update Quote

Multi-Currency Account-Transfer From Balance Account-2. Choose/create recipient-2a. Select Existing

1. Load accounts

Multi-Currency Account-Transfer From Balance Account-2. Choose/create recipient-2b. Create new recipient

1. Get recipient creation dynamic form 2. Update form if any field require refresh 3. Create recipient 4. Get recipient in v2 format

Multi-Currency Account-Transfer From Balance Account-3. Create transfer

1. Update quote with selected recipient 3. Update transfer extra info dynamic form (if any fields require refresh)4. Generate GUID for idempotency 5. Create transfer (standard flow)5. Create Transfer (3d Party Partner only)

Multi-Currency Account-Transfer From Balance Account-4. Fund transfer from balance

1. Fund transfer

Multi-Currency Account-Convert from Balance to Balance

Create a quote Execute the transfer

Multi Currency Account

Simulation APIs

Verify user Balance topup

0. Verification 1. Open Balance (V3)2. Get balances (V3)2.1 Get balance by id (V3)3. Create account details order 3.1 Get account details orders 4. Get account details

Partner Payment Batch Flow (Balance)

Pre-checks (ignore this, used by Qodex)

Start iteration

1. Authenticate as application

Refresh existing access token

2. Set up batch group

Create batch group

3. Add payments-Pre-checks (ignore this, used by Qodex)

Decide which recipient to create

3. Add payments-3.1. Add recipient (one per payment)

Create USD account

3. Add payments-3.2. Add transfer

Create quote Create batch group transfer

4. Complete and fund

Get batch group version Complete batch group Fund batch group

Partner Payment Batch Flow (Send Money)

Pre-checks (ignore this, used by Qodex)

Start iteration

1. Authenticate as application

Refresh existing access token

2. Set up batch group

Create batch group

3. Add payments-Pre-checks (ignore this, used by Qodex)

Decide which recipient to create

3. Add payments-3.1. Add recipient (one per payment)

Create USD account

3. Add payments-3.2. Add transfer

Create quote Create batch group transfer

4. Complete and fund

Get batch group version Complete batch group

Payouts and third party payouts API

1. Creating or accessing existing users-1a. Access Existing User

1. Generate token from authorization code

1. Creating or accessing existing users-1b Generate new token for returning user

1. Generate access token from refresh token

2. Transfer Flow-1. Create quote

2. Create Quote

2. Transfer Flow-2. Choose/create recipient-2a. Select Existing

1. Load accounts 2. Get by ID

2. Transfer Flow-2. Choose/create recipient-2b. Create new recipient account

1. Get recipient creation dynamic form 2. Update form if any field requires refresh 3. Create account - [EXAMPLE] Global USD Recipient

2. Transfer Flow-2. Choose/create recipient-2c. Create refund recipient

1. Create Refund Recipient

2. Transfer Flow-3. Create transfer

1. Update quote with selected recipient 3. Update transfer extra info dynamic form (if any fields require refresh)4. Generate GUID for idempotency (Not required for third party payments)5a. Create transfer 5b. Create Transfer for third party payments

3. Fund transfer-3a. Get payment reference for domestic transfer

1. Get payment reference (for bank payment funding)

3. Fund transfer

Get Payin Details Fund transfer (from balance)

4. Get updated transfer status

1. Get transfer status 2. Get updated delivery esitmation

5. Webhooks subscription

1. Client Credentials Token 2. Create transfer state change webhook subscription 3. List application webhook subscriptions 4. Get aplication webhook subscription by ID 5. Delete application webhook subscription

7. Transfer state simulation

1. Set as processing 2. Set as funds_converted 3. Set as outgoing_payment_sent 4. Set as bounced_back 5. Set as funds_refunded

8. Get transfer receipt

Get reciept PDF

1. Authentication

Refresh existing access token

2. Card Issuance

Validate address Get available card programs Create a card order Preset card PIN Get card order requirements Get card orders Get a card order

3. Card Management

Reset PIN count Get cards Get a card Set a card status Get card spending permissions Modify card spending permissions Update phone number

4. Card Transactions

Get card transaction

5. Sensitive Card Details

Get sensitive card details Get RSA Key Get Card PIN

6. Spend controls

Create authorisation rule Apply authorisation rule Unapply authorisation rule List applied rules List authorisation rules Delete authorisation rule

7. Spend limits

Get profile limits Update profile limits Get card limits Update card limit Delete card limit

Get dispute reasons Create dispute Get Disputes Get Dispute by ID 6. Withdraw Dispute by ID

10. Push provisioning

Get payment tokens

11. Card transaction simulation

Authorisation Authorisation - ATM Withdrawal Clearing Reversal

Wise Multi-Currency Account API

Common (User & Profile)

User Token from Refresh Token Create User Create personal profile

Multi-Currency Accounts

List Available Currencies Get Personal Profile Get Multi-Currency Account Get Eligibility

Balance Accounts-Get a Statement

Get Statement (JSON)Get Statement (PDF)Get Statement (CSV)

Balance Accounts

Create a balance account List all balance accounts Get balance account by Id Delete a balance account

Bank Account Details

Check verification Simulate Profile Verification (SBX Only)Get bank account details requirements List account details Order account details List account details orders Simulate Top Up (SBX Only)

Transfer To Balance Account-Simulate Transfer Process (SBX Only)

Simulate - Processing Simulate - Funds Converted Simulate - Outgoing Payment Sent Simulate - Bounced Back Simulate - Funds Refunded

Transfer To Balance Account

Create quote Get transfer requirements Create transfer (to balance)Get Payin Details Simulate Top Up (SBX Only)Get transfer

Transfer From Balance Account

Create quote Create transfer Get transfer requirements Fund transfer (from balance)

Convert from Balance to Balance

Create a quote Execute the transfer

List Jars Create Jar Move Between Jars

Wise for Banks API

1. Creating or accessing existing users-1a. Create User & Auth

4. Get User Tokens (successful creation)2. Generate GUID for idempotency 3. Create User

1. Creating or accessing existing users-1b. Access Existing User

1. Generate token from authorization code

1. Creating or accessing existing users-1c. Generate new token for returning user

1. Generate access token from refresh token

2. Create user profile-1. Check profile exists

1. Get profile list

2. Create user profile-2. Personal Profile

1. Create personal profile 2. Upload verification document data (if required)3. Open update window 4. Create address 5. Close update window

2. Create user profile-3. Business Profile (Optional)

1. Create business profile 2. Open update window 3. Create address 4. Create business directors 5. Create business UBOs 6. Close update window

2. Create user profile-4. Profile extensions

1. Check extension requirements 2. Add information to the profile

3. Transfer Flow-1. Create quote

1. Create Anonymous Quote 2. Create Quote v3 Get Quote Details PATCH Undefined

3. Transfer Flow-2. Choose/create recipient-2a. Select Existing

1. Load accounts

3. Transfer Flow-2. Choose/create recipient-2b. Create new recipient account

1. Get recipient creation dynamic form 2. Update form if any field require refresh 3. Create account 4. Get account in v2 format

3. Transfer Flow-2. Choose/create recipient-2c. Create refund recipient

1. Create Refund Recipient

3. Transfer Flow-3. Create transfer

1. Update quote with selected recipient 3. Update transfer extra info dynamic form (if any fields require refresh)4. Generate GUID for idempotency 5. Create transfer 6. Create Transfer with Originator

4. Fund transfer-4a. Get payment reference for domestic transfer

1. Get payment reference (for bank payment funding)

5. Get updated transfer status

1. Get transfer status 2. Get updated delivery esitmation

6. Webhooks subscription

1. Client Credentials Token 2. Create transfer state change webhook subscription 3. List application webhook subscriptions 4. Get aplication webhook subscription by ID 5. Delete application webhook subscription

7. Transfer state simulation

1. Set as processing 2. Set as funds_converted 3. Set as outgoing_payment_sent 4. Set as bounced_back 5. Set as funds_refunded

8. Get transfer receipt

Get reciept PDF

9. Update profile data-1. Personal profile

1. Open update window 2. Update profile (optional)3. Update address (optional)4. Close update window Copy

9. Update profile data-2. Business profile

1. Open update window 2. Update address (optional)3. Update business directors (optional)4. Add business directors (optional)5. Update business UBOs (optional)6. Add business UBOs (optional)7. Close update window

Get price comparison

Wise for Connected Apps API

1. Acquire user tokens-2. User linking

1. Generate token from authorization code

1. Acquire user tokens-3. Generate new token for returning user

1. Generate access token from refresh token

2. Transfer Flow-1. Fetch user profiles

1. Get profile list

2. Transfer Flow-2. Create quote

2. Create Quote

2. Transfer Flow-3. Choose/create recipient-3a. Select Existing

1. Load accounts

2. Transfer Flow-3. Choose/create recipient-3b. Create new recipient account

1. Get recipient creation dynamic form 2. Update form if any field require refresh 3. Create account 4. Get account in v2 format

2. Transfer Flow-4. Create transfer

1. Update quote with selected recipient 3. Update transfer extra info dynamic form (if any fields require refresh)2. Generate GUID for idempotency 5. Create transfer

3. Fund transfer-4a. Get payin deposit details

1. Get payin deposit details

3. Fund transfer-4.b Fund trnsfer from Wise balance

1. Fund transfer

4. Get updated transfer status

1. Get transfer status 2. Get updated delivery esitmation

5. Webhooks subscription

1. Client Credentials Token 2. Create transfer state change webhook subscription 3. List application webhook subscriptions 4. Get aplication webhook subscription by ID 5. Delete application webhook subscription

6. Transfer state simulation

1. Set as processing 2. Set as funds_converted 3. Set as outgoing_payment_sent 4. Set as bounced_back 5. Set as funds_refunded

7. Get transfer receipt

Get reciept PDF

Get price comparison

Wise public API

Payouts and Account Automation-1. Transfer Flow-1. Check your profile id

1. Get profile list

Payouts and Account Automation-1. Transfer Flow-2. Create quote

1. Create Quote

Payouts and Account Automation-1. Transfer Flow-2. Choose/create recipient-1a. Select Existing

1. Load accounts

Payouts and Account Automation-1. Transfer Flow-2. Choose/create recipient-1b. Create new recipient account

1. Get recipient creation dynamic form 2. Update form if any field require refresh 3. Create account

Payouts and Account Automation-1. Transfer Flow-3. Create transfer

4. Generate GUID for idempotency 3. Update transfer extra info dynamic form (if any fields require refresh)5. Create transfer

Payouts and Account Automation-1. Transfer Flow-4. Fund transfer

1. Fund transfer

Payouts and Account Automation-2. Webhooks subscription

2. Create subsription for borderless deposit 3. List webhook subscriptions 4. Get webhook subscription by ID 5. Delete webhook subscription for transfer state change 6. Delete webhook subscription for borderless deposit

Payouts and Account Automation-3. Transfer state simulation

1. Set as processing 2. Set as funds_converted 3. Set as outgoing_payment_sent 4. Set as bounced_back 5. Set as funds_refunded

Payouts and Account Automation-4. Get transfer receipt

Get reciept PDF

Payouts and Account Automation-5. Multi currency account automations-1. Account information

GET List of balances GET balance statement

Payouts and Account Automation-5. Multi currency account automations-2. Account top up order

1. Create Quote 2. GET balance recipient ID 3. Generate GUID for idempotency 4. Create topup order

Payouts and Account Automation-5. Multi currency account automations-3. Convert currencies

1. Create Quote 2. GET balance ID 3. Generate GUID for idempotency Copy 4. Initiate currencies conversion

Payouts and Account Automation-6. Onboarding API - Work In Progress-1. Creating a User

3. Get User Tokens 2. Create User

Payouts and Account Automation-6. Onboarding API - Work In Progress-2. Creating Profiles-2.1. Business Profile

1. Create business profile 2. Create business address 3. Create business directors 4. Create business UBOs 5. Set account purpose

Payouts and Account Automation-6. Onboarding API - Work In Progress-2. Creating Profiles-2.2. Personal Profile

1. Create personal profile 2. Create personal address

Payouts and Account Automation-6. Onboarding API - Work In Progress-2. Creating Profiles

3. Get profile list

Payouts and Account Automation-6. Onboarding API - Work In Progress-3. Claim Account

1. Generate Claim Account Code

Get exchange rate history Get pricing and speed Get price comparison

Receive Money-1. Create webhooks subscription

1. Create subsription for borderless deposit 2. List webhook subscriptions 3. Get webhook subscription by ID 4. Delete webhook subscription for borderless deposit

GET List of balances GET balance statement

Home Payouts and third party payouts API 3. Fund transfer-3a. Get payment reference for domestic transfer1. Get payment reference (for bank payment funding)

1. Get payment reference (for bank payment funding)

GET {{host}}/v1/quotes/{{new-quote-id}}/pay-in-methods

HEADERS

Key	Datatype	Required	Description
`Authorization`	string

3. Fund transfer-3a. Get payment reference for domestic transfer

3. Fund transfer