test_user_1-all accounts list

test_user_1-checking acct details

balances contacts payment networks transactions

test_user_1-savings acct details

balances contacts payment networks transactions

test_user_1-any other deposit acct type

balances contacts transactions

test_user_1-student loan details

in-depth balances contacts transactions

test_user_1-mortgage loan details

in-depth balances contacts transactions

test_user_1-any other loan acct type

balances contacts transactions

test_user_1-credit card details

in-depth balances contacts transactions

test_user_1-any other line-of-credit acct type

balances contacts transactions

test_user_1-investment acct details

balances contacts transactions

Plaid API Endpoints

Link Tokens-Income Link Tokens

Create Link Token - Bank Income

Create Link Token - Plaid Check Get Link Token (for Hosted Link and Multi-Item Link)

Items-Item Creation

Create Item Custom [Sandbox Only]Exchange Token

Items-Item Management

Retrieve Item Retrieve an Item's Accounts Rotate Access Token Update an Item's Webhook Simulate ITEM_LOGIN_REQUIRED [Sandbox only]Remove Item Simulate automated deposit verification [Sandbox only]

Auth-Using an Auth payment partner

Create processor token (for Sandbox)Create processor token (for Development / Production)Create Stripe bank account token

Create Auth public token [Sandbox Only]Exchange public token for access token Retrieve Auth data (account + routing number)

Create Auth + Balance public token [Sandbox Only]Exchange public token for access token Retrieve Balance

Create Identity public token [Sandbox only]Exchange public token for access token Retrieve Identity Match Identity

Create Transactions public token [Sandbox Only]Exchange public token for access token Retrieve Transactions (/transactions/sync)Retrieve Transactions (/transactions/get)Retrieve recurring transaction streams Force refresh Transactions Retrieve Legacy Categories

Create Assets public token [Sandbox only]Exchange public token for access token Create Asset Report Retrieve an Asset Report (JSON)Retrieve an Asset Report (PDF)Create Audit Copy Remove Asset Report Remove Audit Copy Refresh Asset Report

Create Liabilities public token [Sandbox only]Exchange public token for access token Retrieve Liabilities

Create Investments public token [Sandbox only] Copy Exchange public token for access token Retrieve Investments Holdings Refresh Investments data

Investments move (beta)

Create Link Token for Investments move (beta)Exchange public token for access token Get investments details

Income-Bank Income

(Start here) Create User Token Initialize User Token for Bank Income [Sandbox Only]Retrieve Bank Income as a PDF Retrieve Bank Income

Income-Document Income

(Start here) Create User Token Initialize User Token for Document Income [Sandbox Only]Retrieve parsed data from uploaded W2s, 1099s, or pay stubs Retrieve parsed data from uploaded bank statements Enable or disable document parsing or fraud risk detection Detect potentially fraudulent uploaded income documents

Income-Payroll Income

(Start here) Create User Token Initialize User Token for Payroll Income [Sandbox Only]Retrieve Payroll Income

Enable or disable webhook notifications for a user Fire Income webhook [Sandbox only]

Create User Token Create Link Token Get Base Report (JSON)Get Base Report and Income Report (PDF)Get Income Insights Get Partner Insights Refresh Check Report

User management (for Check, Income, and Multi-Item Link)

Get Items associated with a user token Update user token Remove user token

Transfer-[START HERE] Create and send a transfer

Create Transfer public token [Sandbox only]Exchange public token for access token Retrieve an Item's Accounts Authorize a transfer Initiate a transfer

Transfer-View or modify transfers

Get a transfer List transfers Cancel a transfer

Transfer-Transfer events

List transfer events Sync transfer events Simulate a transfer event in Sandbox

Transfer-Transfer sweeps

Get a sweep Simulate a sweep in Sandbox List transfer sweeps

Transfer-Transfer UI

Create Transfer intent Get existing Transfer intent

Transfer-Transfer metrics and limits

Get Transfer Metrics Get Transfer configuration and limits

Transfer-Recurring Transfers

Create recurring transfer Get recurring transfer List recurring transfers Cancel recurring transfer

Transfer-Ledger

Make a Ledger deposit Make a Ledger withdrawal Get a Ledger balance (Platform Payments) Move funds between Ledgers (Sandbox) Simulate a ledger deposit (Sandbox) Simulate a ledger withdrawal (Sandbox) Simulate converting pending balance to available balance

Transfer-Refunds

Create a refund Get a refund Cancel a refund (Sandbox) Simulate a refund event

Transfer-Platform payments

Create an originator Get an orginator List originators Change the funding account for an originator Create an originator onboarding questionnaire Submit diligence information you collected about an originator Upload a document showing your due diligence performed on the originator

Transfer-(Sandbox) Simulate the passage of time

Advance a test clock Get a test clock List test clocks

See if an Item supports real-time payments Migrate A/R number pair to Transfer (account manager must enable)

Create Auth public token for use with Signal [Sandbox only]Exchange public token for access token (Optional) Initialize an existing Auth Item with Signal Retrieve account id to use with Signal Evaluate a planned ACH transaction Report whether you initiated an ACH transaction Report an ACH return

Payment Initiation (UK and Europe only)

Create Payment Recipient Create Payment Create Link Token - Payment Initiation Get Payment List Payments Get Payment Recipient List Payment Recipients Create Payment Consent Get Payment Consent Revoke Payment Consent Execute Consent Based Payment

Virtual Accounts (wallets) (UK and Europe only)

Create wallet Get wallet List wallets Execute wallet transaction Get wallet transaction List wallet transactions

Identity Verification

Create a new Identity Verification Retrieve an Identity Verification List Identity Verifications Retry an Identity Verification

Monitor-Individual Watchlist Screenings

List Individual Watchlist Screening Programs Get Individual Watchlist Screening Program Create a Watchlist Screening for an Individual Get an Individual Watchlist Screening Update Individual Watchlist Screening List History for Individual Watchlist Screenings List Individual Watchlist Screenings List Hits for Individual Watchlist Screening Create a Review for an Individual Watchlist Screening List Reviews for Individual Watchlist Screenings

Monitor-Entity Watchlist Screenings

List Entity Watchlist Screening Programs Get Entity Watchlist Screening Program Create a Watchlist Screening for an Entity Get an Entity Screening Update an Entity Screening List History for Entity Watchlist Screenings List Entity Watchlist Screenings List Hits for Entity Watchlist Screenings Create a Review for an Entity Watchlist Screening List Reviews for Entity Watchlist Screenings

Monitor-Manage Dashboard Users

List dashboard users Retrieve a dashboard user

Enrich transactions

Create Link Token Get user account

Create Statements public token [Sandbox only]Exchange public token for access token List statements Refresh statements Download a statement PDF

Search Institution by Name Search Institution by ID Retrieve Insitution List

Fire Webhook [Sandbox Only]Get Webhook Verification Key

Reseller partners

Create an end customer Get the status of an end customer Get OAuth registration status for an end customer Enable an end customer in Production Remove an end customer

Processor tokens

Create a Sandbox test Item and processor token Create processor token (for Development / Production)Create Stripe bank account token

Endpoints for use by Processors only-Auth/Balance/Identity

Get Auth data Get Identity data Match Identity data Get Balance data

Endpoints for use by Processors only-Signal

Evaluate a planned ACH transaction Report whether you initiated an ACH transaction Report an ACH return (Optional) Initialize an existing Auth Item with Signal

Endpoints for use by Processors only-Transactions

Retrieve Transactions By Incremental Updates Retrieve Transactions by Date Range Retrieve recurring transaction streams Force refresh Transactions

Endpoints for use by Processors only

Get account data Update an Item's Webhook

Create Beacon user Get Beacon user Create Beacon fraud report

test_user_1-all accounts list

test_user_1-checking acct details

balances contacts payment networks transactions

test_user_1-savings acct details

balances contacts payment networks transactions

test_user_1-any other deposit acct type

balances contacts transactions

test_user_1-student loan details

in-depth balances contacts transactions

test_user_1-mortgage loan details

in-depth balances contacts transactions

test_user_1-any other loan acct type

balances contacts transactions

test_user_1-credit card details

in-depth balances contacts transactions

test_user_1-any other line-of-credit acct type

balances contacts transactions

test_user_1-investment acct details

balances contacts transactions

Plaid API Endpoints

Link Tokens-Income Link Tokens

Create Link Token - Bank Income

Create Link Token - Plaid Check Get Link Token (for Hosted Link and Multi-Item Link)

Items-Item Creation

Create Item Custom [Sandbox Only]Exchange Token

Items-Item Management

Retrieve Item Retrieve an Item's Accounts Rotate Access Token Update an Item's Webhook Simulate ITEM_LOGIN_REQUIRED [Sandbox only]Remove Item Simulate automated deposit verification [Sandbox only]

Auth-Using an Auth payment partner

Create processor token (for Sandbox)Create processor token (for Development / Production)Create Stripe bank account token

Create Auth public token [Sandbox Only]Exchange public token for access token Retrieve Auth data (account + routing number)

Create Auth + Balance public token [Sandbox Only]Exchange public token for access token Retrieve Balance

Create Identity public token [Sandbox only]Exchange public token for access token Retrieve Identity Match Identity

Create Transactions public token [Sandbox Only]Exchange public token for access token Retrieve Transactions (/transactions/sync)Retrieve Transactions (/transactions/get)Retrieve recurring transaction streams Force refresh Transactions Retrieve Legacy Categories

Create Assets public token [Sandbox only]Exchange public token for access token Create Asset Report Retrieve an Asset Report (JSON)Retrieve an Asset Report (PDF)Create Audit Copy Remove Asset Report Remove Audit Copy Refresh Asset Report

Create Liabilities public token [Sandbox only]Exchange public token for access token Retrieve Liabilities

Create Investments public token [Sandbox only] Copy Exchange public token for access token Retrieve Investments Holdings Refresh Investments data

Investments move (beta)

Create Link Token for Investments move (beta)Exchange public token for access token Get investments details

Income-Bank Income

(Start here) Create User Token Initialize User Token for Bank Income [Sandbox Only]Retrieve Bank Income as a PDF Retrieve Bank Income

Income-Document Income

(Start here) Create User Token Initialize User Token for Document Income [Sandbox Only]Retrieve parsed data from uploaded W2s, 1099s, or pay stubs Retrieve parsed data from uploaded bank statements Enable or disable document parsing or fraud risk detection Detect potentially fraudulent uploaded income documents

Income-Payroll Income

(Start here) Create User Token Initialize User Token for Payroll Income [Sandbox Only]Retrieve Payroll Income

Enable or disable webhook notifications for a user Fire Income webhook [Sandbox only]

Create User Token Create Link Token Get Base Report (JSON)Get Base Report and Income Report (PDF)Get Income Insights Get Partner Insights Refresh Check Report

User management (for Check, Income, and Multi-Item Link)

Get Items associated with a user token Update user token Remove user token

Transfer-[START HERE] Create and send a transfer

Create Transfer public token [Sandbox only]Exchange public token for access token Retrieve an Item's Accounts Authorize a transfer Initiate a transfer

Transfer-View or modify transfers

Get a transfer List transfers Cancel a transfer

Transfer-Transfer events

List transfer events Sync transfer events Simulate a transfer event in Sandbox

Transfer-Transfer sweeps

Get a sweep Simulate a sweep in Sandbox List transfer sweeps

Transfer-Transfer UI

Create Transfer intent Get existing Transfer intent

Transfer-Transfer metrics and limits

Get Transfer Metrics Get Transfer configuration and limits

Transfer-Recurring Transfers

Create recurring transfer Get recurring transfer List recurring transfers Cancel recurring transfer

Transfer-Ledger

Make a Ledger deposit Make a Ledger withdrawal Get a Ledger balance (Platform Payments) Move funds between Ledgers (Sandbox) Simulate a ledger deposit (Sandbox) Simulate a ledger withdrawal (Sandbox) Simulate converting pending balance to available balance

Transfer-Refunds

Create a refund Get a refund Cancel a refund (Sandbox) Simulate a refund event

Transfer-Platform payments

Create an originator Get an orginator List originators Change the funding account for an originator Create an originator onboarding questionnaire Submit diligence information you collected about an originator Upload a document showing your due diligence performed on the originator

Transfer-(Sandbox) Simulate the passage of time

Advance a test clock Get a test clock List test clocks

See if an Item supports real-time payments Migrate A/R number pair to Transfer (account manager must enable)

Create Auth public token for use with Signal [Sandbox only]Exchange public token for access token (Optional) Initialize an existing Auth Item with Signal Retrieve account id to use with Signal Evaluate a planned ACH transaction Report whether you initiated an ACH transaction Report an ACH return

Payment Initiation (UK and Europe only)

Create Payment Recipient Create Payment Create Link Token - Payment Initiation Get Payment List Payments Get Payment Recipient List Payment Recipients Create Payment Consent Get Payment Consent Revoke Payment Consent Execute Consent Based Payment

Virtual Accounts (wallets) (UK and Europe only)

Create wallet Get wallet List wallets Execute wallet transaction Get wallet transaction List wallet transactions

Identity Verification

Create a new Identity Verification Retrieve an Identity Verification List Identity Verifications Retry an Identity Verification

Monitor-Individual Watchlist Screenings

List Individual Watchlist Screening Programs Get Individual Watchlist Screening Program Create a Watchlist Screening for an Individual Get an Individual Watchlist Screening Update Individual Watchlist Screening List History for Individual Watchlist Screenings List Individual Watchlist Screenings List Hits for Individual Watchlist Screening Create a Review for an Individual Watchlist Screening List Reviews for Individual Watchlist Screenings

Monitor-Entity Watchlist Screenings

List Entity Watchlist Screening Programs Get Entity Watchlist Screening Program Create a Watchlist Screening for an Entity Get an Entity Screening Update an Entity Screening List History for Entity Watchlist Screenings List Entity Watchlist Screenings List Hits for Entity Watchlist Screenings Create a Review for an Entity Watchlist Screening List Reviews for Entity Watchlist Screenings

Monitor-Manage Dashboard Users

List dashboard users Retrieve a dashboard user

Enrich transactions

Create Link Token Get user account

Create Statements public token [Sandbox only]Exchange public token for access token List statements Refresh statements Download a statement PDF

Search Institution by Name Search Institution by ID Retrieve Insitution List

Fire Webhook [Sandbox Only]Get Webhook Verification Key

Reseller partners

Create an end customer Get the status of an end customer Get OAuth registration status for an end customer Enable an end customer in Production Remove an end customer

Processor tokens

Create a Sandbox test Item and processor token Create processor token (for Development / Production)Create Stripe bank account token

Endpoints for use by Processors only-Auth/Balance/Identity

Get Auth data Get Identity data Match Identity data Get Balance data

Endpoints for use by Processors only-Signal

Evaluate a planned ACH transaction Report whether you initiated an ACH transaction Report an ACH return (Optional) Initialize an existing Auth Item with Signal

Endpoints for use by Processors only-Transactions

Retrieve Transactions By Incremental Updates Retrieve Transactions by Date Range Retrieve recurring transaction streams Force refresh Transactions

Endpoints for use by Processors only

Get account data Update an Item's Webhook

Create Beacon user Get Beacon user Create Beacon fraud report

Home Plaid API Endpoints Monitor-Manage Dashboard UsersList dashboard users

List dashboard users

POST https://{{env_url}}/dashboard_user/list

Request Body

{"client_id"=>"{{client_id}}", "secret"=>"{{secret_key}}"}

Monitor-Manage Dashboard Users

Retrieve a dashboard user