Confirm Customer & Bank Account Details

POST {{url}}/billing_requests/{{billing_request}}/actions/confirm_payer_details

This is needed when you have mandate_request. As a scheme compliance rule we are required to allow the payer to crosscheck the details entered by them and confirm it.

Confirm Customer & Bank Account Details API Docs

RESPONSES

status: OK

{"billing_requests":{"id":"BRQ0005YWFEHK3P","created_at":"2024-03-26T17:32:30.426Z","status":"ready_to_fulfil","mandate_request":{"currency":"GBP","constraints":null,"scheme":"bacs","sweeping":false,"verify":"minimum","links":{},"metadata":{},"description":null,"payer_requested_dual_signature":false},"payment_request":null,"metadata":null,"links":{"customer":"CU0014G1R1M21C","customer_billing_detail":"CBD000JGVVAXWBG","customer_bank_account":"BA000ZQE57BCK0","creditor":"CR000070S65B1S","organisation":"OR00004YQ27G22","mandate_request":"MRQ0005FP55QDMD"},"fallback_enabled":false,"fallback_occurred":false,"sign_flow_url":null,"creditor_name":"Acme Corp","actions":[{"type":"choose_currency","required":true,"completes_actions":[],"requires_actions":[],"status":"completed","available_currencies":["USD","SEK","GBP","AUD","NZD","DKK","CAD","EUR"]},{"type":"collect_customer_details","required":true,"completes_actions":[],"requires_actions":["choose_currency"],"status":"completed","collect_customer_details":{"incomplete_fields":{"customer":[],"customer_billing_detail":[]},"default_country_code":"GB"}},{"type":"collect_bank_account","required":true,"completes_actions":["choose_currency"],"available_country_codes":["GB"],"requires_actions":[],"status":"completed"},{"type":"confirm_payer_details","required":true,"completes_actions":[],"requires_actions":["collect_customer_details","collect_bank_account"],"status":"completed"},{"type":"bank_authorisation","required":false,"completes_actions":["collect_bank_account"],"requires_actions":["select_institution"],"status":"pending","bank_authorisation":{"authorisation_type":"mandate","adapter":"open_banking_gateway_ais"}}],"resources":{"customer":{"id":"CU0014G1R1M21C","created_at":"2024-03-26T17:32:30.416Z","email":"remington_quigley@example.org","given_name":"Lenora","family_name":"Fritsch","company_name":null,"language":"en","phone_number":null,"metadata":{}},"customer_billing_detail":{"id":"CBD000JGVVAXWBG","created_at":"2024-03-26T17:32:30.422Z","address_line1":"83347 Welch Forge","address_line2":null,"address_line3":null,"city":"London","region":null,"postal_code":"E8 3GX","country_code":"GB","swedish_identity_number":null,"danish_identity_number":null},"customer_bank_account":{"id":"BA000ZQE57BCK0","created_at":"2024-03-26T17:32:45.668Z","account_number_ending":"11","account_holder_name":"INVESTMENT ACCOUNT","account_type":null,"bank_name":"BARCLAYS BANK PLC","currency":"GBP","country_code":"GB","metadata":{},"enabled":true,"links":{"customer":"CU0014G1R1M21C"},"branch_code_ending":"00"}},"experimentation":{"is_eligible_for_share_of_wallet_experiments":false,"is_eligible_for_optional_vm_experiments":false,"is_eligible_for_institution_experiments":false,"is_eligible_for_ach_optional_address_experiments":false,"is_eligible_for_ach_mx_experiments":false,"is_eligible_for_single_tab_experiments":false,"is_eligible_for_bankid_safe_start_experiments":false}}}