API Endpoints
Number of APIs: 3
creditparsepro.io API endpoints
Enable next-gen fintech innovations with creditparsepro: our API parses fixed-length credit reports from major US bureaus, delivering ML ready JSON data.
Below you will find our currently available API endpoints.
About
Are you stuck with historical and/or operational fixed-length format credit reports and are trying to enable analytics and machine learning for your organization?
Many companies rely on connectors and servicers to handle the process of sending a request to the credit bureaus and presenting the returned reports. Many of these connectors are outdated and still provide only a human-readable and fixed-length format. Until now, fixed-length formats required hundreds of pages of documentation and conditional logic to parse.
Now with our API you can pull that data and process it in a format that is useful for analytics and machine learning enabling fintech use-cases.
Automated Underwriting
Credit Scoring Models
Fraud Detection
Risk Assessment
Bankruptcy Predictions
Debt Collection Optimization
Getting started guide
Use our Qodex API Endpoints to ensure our product is right for you
Visit our website and pick a free or paid subscription plan via our Stripe integration
Receive an automated email with your API key via our SendGrid integration
Authentication
You must authenticate each request by including the request header x-api-key. This was sent to you via Email when signing up.
It is okay to share your API key within your organization as there are no seat limits imposed only rate and quota lim
In the case that a key is lost please email us from the email used to signup at info@creditparsepro.io.
If an API key is missing, malformed, or invalid, you will receive an HTTP 401 Unauthorized response code.
Rate and usage quota limits
API access rate and quota limits apply at a per-API key basis in unit time. The rate and quota you are offered depends on the product subscription tier that you chose. If you would like to upgrade you can do so at any time in the Stripe portal.
You can check your current rate and quota limits using the GET requests quota-info and rate-info that are described in the endpoints sections below.
If you either reach your quota or rate limit you will receive a 401 error message.
Error/response messages
If you receive a 200 response your request was successful. Otherwise potential errors are shown in the table below.
| Error | Description |
|---|---|
| 400 Bad Reqest | The request was malformed. Possibly due to a missing required parameter or a required parameter with an invalid value/data type. |
| 401 Unauthorized | The API key was missing or invalid. The rate or quota limit is at maximum. |
| 403 Forbidden | The request was valid but you do not have the necessary permissions. |
| 404 Not Found | The requested resource does not exist. |
| 500 Internal Server Error | Likely an issue with the creditreporttext parameter formatting. |