Generate Cash Flow Report - Personal

POST {{baseUrl}}/decisioning/v2/customers/{{customerId}}/cashFlowPersonal

Generate a Cash Flow Report (Personal) report for all checking and savings under the given customer. This service retrieves up to two years of transaction history for the given account. It then uses this information to generate the CFR report.

This report is provided under FCRA rules, with Finicity acting as the CRA (Consumer Reporting Agency). If an individual account is included in the report - for example, with an individual acting as an personal guarantor on the loan - then this version of the report should be used. In case of an adverse action on the loan where the decision was based on this report, then the borrower can be referred to the Finicity Consumer Portal where they can view this report and submit a dispute if they feel any information in this report is inaccurate.

A report consumer must be created for the given customer before calling this API (see Consumers).

If no account of type checking or savings is found, the service will return HTTP 400 Bad Request.

Supported regions:

Request Params

Request Body

{"reportCustomFields"=>[{"label"=>"loanID", "value"=>"123456", "shown"=>true}, {"label"=>"loanID", "value"=>"123456", "shown"=>true}], "showNsf"=>false}

HEADERS